Who We Are
San Antonio Mobile Home Land Loans - Texas Rural Capital
TEXAS RURAL CAPITAL

MAKING DREAMS A REALITY


Mission & Values

TRC matches land buyers to investors with money to lend. With a focus on transparency and honesty, we strive to offer every customer, even those who have been turned down for loans in the past, exceptional service and support.

About Us

We are a Texan owned, Texan operated, family business with over 70 years combined experience in the industry.  Texas Rural Capital is an investment company that created the category of “Financing for Mobile Home Land and Property Improvements”, and business has never been better! With an unheard of 500% growth in just the past two years, our customers have clearly demonstrated the demand and need for our product.

Our Mission

To help match buyers with the perfect property with the right financing.

Comparison Chart

Hard Traditional Financing BEST Texas Rural Capital Financing Risky Individual Seller Financed
Down Payment Amount

Large – (20-40%)

Smaller – (10-15%)

Medium – (20%)

Credit Score

Must have Good Credit

Average OK

No credit check on borrower

Repayment Terms

Short Terms (10-15 Years = High monthly payments)

Long Terms Available (30 Years)

Individual Seller Does Not Escrow Taxes

Application Process

Lengthy and Complex Application to Close (30-60 Days)

Short and Easy Application to Close (Typically 2-3 Weeks)

Does Not Go Through Correct Legal Process and Underwriting

Land Improvements Finance

Doesn’t like to Finance Land Improvements (Septic Tank, Water Meter, Etc.)

Buyers can Finance a Septic System, Water Meter, Electric Pole and Meter

Does Not Usually Do Title Policy

Get Started
  • BEST Texas Rural Capital Financing

    Down Payment Amount

    Smaller – (10-15%)

    Credit Score

    Average OK

    Repayment Terms

    Long Terms Available (30 Years)

    Application Process

    Short and Easy Application to Close (Typically 2-3 Weeks)

    Land Improvements Finance

    Buyers can Finance a Septic System, Water Meter, Electric Pole and Meter

  • Hard Traditional Financing

    Down Payment Amount

    Large – (20-40%)

    Credit Score

    Must have Good Credit

    Repayment Terms

    Short Terms (10-15 Years = High monthly payments)

    Application Process

    Lengthy and Complex Application to Close (30-60 Days)

    Land Improvements Finance

    Doesn’t like to Finance Land Improvements (Septic Tank, Water Meter, Etc.)

  • Risky Individual Seller Financed

    Down Payment Amount

    Medium – (20%)

    Credit Score

    No credit check on borrower

    Repayment Terms

    Individual Seller Does Not Escrow Taxes

    Application Process

    Does Not Go Through Correct Legal Process and Underwriting

    Land Improvements Finance

    Does Not Usually Do Title Policy

Loan Applications

Choose the loan packet that best designates the employment status of borrower & co-borrower. Avoid delays by signing, (notarizing, if applicable), completing all forms. When submitting the loan packet, be sure to include all requested supporting documentation.

Download application for:

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